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Make your financial life easier by taking advantage of all the great services TopLine offers. We have range of convenient options like Online Banking, Bank by Phone, TopLine Smart Rewards Check Card and Online Bill Pay.


Online Banking

Experience the convenience of online banking. Get information about your account, make transactions, apply for a loan, print your account statement, or access TopLine Bill Pay. It’s all online.

By Email: Email Member Services. Your password will be assigned and mailed the next business day.*

By Phone: Call 763-391-9494 or 800-626-1448 between 8:00 a.m. and 5:00 p.m., Monday through Friday.

Do your banking online any time, day or night. All you need is a personal computer and the Internet. Transfer funds, check balances, view or print cleared checks and account statements, and much more. And managing your money has never been easier with the ability to download your detailed account information to popular money management software programs like Microsoft Money and Quicken. Our state-of-the-art security systems ensure the safety of all online transactions.

A few options on Home Banking charge a small fee. If a fee will be charged for the transaction you're conducting, a notice will appear and you'll be asked if you want to proceed with the transaction.

Download Information on Multi-Factor Authentication (PDF)

*Please do not send personal or specific account information in your message as the email is not secure.


TopLine eStatements

TopLine's free eStatement service offers you the ease of receiving your credit union account statement electronically. Access your statements anytime of the day or night right from your computer - no more waiting for the mail. Click here and follow the easy enrollment instructions. Then enjoy the benefits of eStatements from your credit union.

  • Convenience - Around the clock access to your statement.
  • Archives - You'll have access to your statements for 12 months.
  • Security - Your eStatement is protected by the latest security measures.
  • Printable - Your eStatement will be in a printable format.
  • Support - Help is just a phone call or email away. Call 763-391-9494 or email eservices if you have questions.

When you sign up for TopLine eStatements, you will no longer receive a mailed paper version. If at any time you find you prefer to return to a mailed statement, just let us know.


TopLine Bill Pay

Save money and time when you pay your bills online. And at TopLine it's FREE! TopLine's Bill Pay allows you to send and receive bills online with no monthly base charge. It's easy to take advantage of free Bill Pay - simply sign up and utilize TopLine Online Banking to manage your TopLine checking account.

You can enroll in TopLine Bill Pay right from our Online Banking homepage. You'll be able to make up to 25 payments a month with no monthly fee, each additional payment costs just $.50. A minimum of one Bill Pay transaction every 60 days keeps your subscription current. If you already use Online Banking, simply log on to Online Banking and click on the Bill Pay icon to get started.

To view a guided tour, click here

To view an interactive tour, click here


Bank by Phone

Access your TopLine account from home, your office or the road. All you need is a touch-tone telephone, your account number and personal identification number (PIN). Our automated voice response system will guide you through a menu of options to obtain detailed account information, check your account balance, conduct a simple transaction, request a loan and more.


Smart Rewards Check Card

TopLine’s Smart Rewards Check Card looks like a credit card, but works like a check. The card can be used to pay for merchandise and services in person, on the phone, on the Internet, wherever VISA® is accepted. The Smart Rewards Check Card also doubles as a premier ATM card, placing the convenience of cash at your fingertips at machine locations worldwide.

When you use your Smart Rewards Check Card instead of writing a check:

  • Your purchases are easier, faster and more convenient.
  • You save money because you have fewer checks to order.
  • You protect your privacy because there is not a need to show multiple forms of identification.
  • You are not restricted to the amount of cash you have on hand.
  • You do not have to worry about building up debt.
  • You receive a detailed list of every transaction on your monthly checking statement.
  • You'll earn CURewards™ points with every purchase. You can combine your points with your TopLine Platinum Rewards VISA.

Most importantly, all Smart Rewards Check Card merchant transactions are free.

If you already have a TopLine checking account you are eligible to receive a Smart Rewards Check Card. Simply call 763-391-9494 to talk to a TopLine representative. If you would like to open a checking account with a Smart Rewards Check card, stop at any TopLine branch and we’ll open your account on the spot.

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