Payments remain the same for the life of the loan.

Market conditions do not affect your payments

Qualifying loan amount is typically higher for longer-term loans.

You plan on staying in the home long-term.

Level payments are needed for budget management.

Payments remain the same for the life of the loan.

Market conditions do not affect your payments.

Shorter-term loans have lower interest rates.

You plan on staying in the home long-term.

Level payments are needed for budget management.

No down payment is required.

You can borrow up to 100% of your home's value.

A minimum of $500 must come from borrower's funds the rest can come from flexible sources such as gifts, grants, relatives or nonprofits.

Payments remain the same for the life of the loan.

You have minimal funds for down payment.

You prefer to use available funds for investing.

You have access to flexible funds.

Only 3% down payment is required, with lower interest rate than the Flexible 100™

A minimum of 3% down payment must come from borrower's funds the rest can come from flexible sources such as gifts, grants, relatives or nonprofits.

Payments remain the same for the life of the loan.

You have minimal funds for down payment.

You prefer to use available funds for investing.

You have access to flexible funds.

Payments remain the same for seven years.

Loan can be paid in full or refinanced after seven years and you need not requalify provided certain conditions are met.

You plan to stay in your home less than 7 years.

Combines construction and permanent financing at the same interest rate.

One closing reduces closing costs and reduces necessary documentation.

You are building your home and prefer a one-time closing for both construction and permanent financing.