TopLine offers four checking accounts to accommodate every age and lifestyle. No matter which account you choose you’ll get free ATM withdrawals at all TopLine ATMs, a Smart Rewards Check card, online access to your account for around- the-clock transactions, free Bill Pay, and an overdraft protection line of credit (with approval). You’ll also have the confidence of knowing your deposits are insured up to at least $250,000 by the National Credit Union Administration, a federal agency.

An additional benefit of your checking account is free online Bill Pay. Pay your bills online with no monthly base charges. Click here for more information about TopLine Bill Pay.

Totally Free Checking | Interest Checking | TopLine Checking | Sterling Checking
Smart Rewards Check Card

View Account Comparison Table

Totally Free Checking

Our Free Checking account has no minimum balance requirement and no monthly service fees, which makes it the perfect choice for customers tired of being nickeled and dimed by other financial institutions. Free Checking also gives you:

• Free transactions online, in-person and by phone
• Free Smart Rewards Check Card transactions
• Free withdrawals at all TopLine ATMs
• Six free withdrawals at other ATMs

Interest Checking

Earn dividends on an account balance of $500 or more when you choose our INTEREST Checking account. Interest is tiered, so the higher your balance, the more interest you earn. Maintain your minimum balance and you can also take advantage of:

• No monthly service fees
• Free transactions in person, by phone, and online
• Free Smart Rewards Check Card transactions
• Free TopLine personal checks (one box per year)
• Free, unlimited withdrawals at CIRRUS Network ATMs

TopLine Checking

Designed to offer extra benefits to members who maintain a higher balance, our TopLine Checking account earns the highest possible yield on balances over $5,000. Interest is calculated daily and paid monthly. Maintain a minimum balance of $5,000 and receive:

• No monthly service fees
• Free transactions in person, by phone and online
• Free Smart Rewards Check Card transactions
• Unlimited check writing
• Free TopLine checks (one box per year)
• Unlimited ATM withdrawals
• Quarter percent bonus on regular and IRA certificates
• Quarter percent discount on fixed-rate consumer loans
  (excluding Visa balances and first mortgages)
• Free official checks
• Free call center transfers

Sterling Checking

If you’re age 50 or older, you can enjoy the special privileges of our Sterling Checking account and earn interest on balances of $100 or more. Your Sterling Checking account also entitles you to:

• Free transactions online, in-person and by phone
• Free Smart Rewards Check Card transactions
• $10.00 credit toward every check order
• Free, unlimited withdrawals at CIRRUS Network ATMs.

Smart Rewards Check Card

TopLine's new Smart Rewards Check Card lets you get smart with your checking:

• Access to over 57,000 fee-free retail and ATM locations nationwide through the Star® and Allpoint™ ATM network .
• Get cash back right at the register when you use your Smart Rewards Check Card at certain retailers like Costco, Target and Walgreens.
• Earn CU Rewards™ points with every purchase. Points can be combined with your Platinum Rewards Visa®.

Click here to view a .pdf file of the CU Rewards brochure.

Visit CURewards.com to see a full selection and description of the merchandise and travel options and to redeem your points.

View Account Terms & Conditions

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