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Financial Counseling and Debt Management

Everyone can use more ways to keep organized in our busy world, especially when it comes to finances.

TopLine is here to help provide you with smart options for managing your money. TopLine has teamed up with LSS Financial Counseling Services, a nationally-recognized, non-profit to provide access to free educational resources at your finger tips to better manage personal finances.

Being a TopLine members gives you and your family access to up to four (4) free confidential sessions of financial counseling annually with a certified consumer credit counselor from LSS Financial Counseling. Sessions are available by phone, in-person or online.

Contact LSS today for your free session at 1-800-528-2926 or visit LSS online at www.lssmn.org/debt. and mention you are a TopLine member.

Financial counseling service include:

Budget Counseling

Realistic spending plans, actions plans to meet goals, money management tips.

Debt Management*

Tips to deal with collectors, consumer rights and protection, debt repayment options including debt management plans (DMP).

Credit Reports

How to obtain your credit report, what does your credit report mean, how to improve your score.

Housing Counseling

Pre and post purchase, mortgage financing, foreclosure prevention, reverse mortgage.

Financial Education

Financial literacy workshops, money management class.

Get Checking

Learn skills to manage your checking account, regain access to open an account.

Bankruptcy Services*

Pre-filing conseling, pre-discharge education, consequences and alternatives.

For further information,click here for a list of FAQ's, call LSS at
1-800-528-2926, visit LSS online at www.lssmn.org/debt or
email LSS and mention you are a TopLine member.

Our partnership with LSS is another convenient way to help our members get smart with, and manage, their money.

LSS Financial Counseling Services brochure (PDF)

*Fees may apply to this service. Call 1-800-528-2926 for more information.

LSS Financial Counseling Service only uses National Foundation for Credit Counseling (NFCC) certified credit counselors for all one-to-one financial counseling. LSS maintains agency accreditation from Council on Accreditation and licensing from Minnesota Department of Commerce.

LSS will observe the provisions of the Data Privacy Act, HIPAA, Gramm-Leach-Bliley Act, and other MN state law regarding clients and their records. All information provided to LSS remains confidential and will be used only to serve the client.

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